Boat Insurance in Parkland, FL
Whether you own a yacht, a sailboat or a jetski, securing the right boat insurance is essential to protecting yourself financially from a wide range of risks on and off the water. With our deep understanding of the Florida coastline, our team at The Byfield Agency is available to help you find the right coverage for you and your watercraft.
Is Boat Insurance Required?
Carrying boat insurance is not legally required in Florida, which may be surprising given the state’s year-round boating season. However, while not legally required, boat insurance is strongly recommended to protect against the significant financial losses that can result from just one accident.
With the right boat insurance policy, you’ll be able to operate your vessel confidently, knowing that you’ll be covered in the event of physical damage to your boat, knowing that you’ll be covered in the event of physical damage to your boat, loss of onboard personal property and other unforeseen events.
What Kind of Boat Insurance Do I Need?
A typical boat insurance policy offers the following coverage:
- Physical damage coverage may help with repairing or replacing your boat if it’s damaged by accidents, theft, vandalism or other covered perils.
- Liability coverage may cover medical costs, legal fees and property damage if you’re found responsible for injuring someone or damaging another vessel.
- Uninsured/underinsured boater coverage may help if another at-fault boater has no or insufficient insurance.
- Personal property coverage may cover personal belongings kept on your boat, such as electronics, fishing gear or water sports equipment.
- Medical payments coverage may help cover medical expenses for you and your passengers, regardless of who is at fault.
Sail With Financial Confidence
If you’re a boat owner in Florida, shopping for boat insurance doesn’t need to be a challenge. At The Byfield Agency, we’ll carefully assess your needs and budget to develop a policy that may financially protect you against unforeseen risks. Contact us today to get started on a personalized quote.